What is Personal Contract Purchase (PCP)?
PCP is a flexible finance option that offers lower monthly payments and multiple choices at the end of the agreement.

How does PCP actually work?​

PCP is a versatile financing option.

  1. Choose your car and set a deposit.
  2. Agree on fixed monthly payments.
  3. Decide at the end: pay the final amount, return or exchange.

What are the advantages of PCP?

PCP allows you to drive a newer car with lower initial costs. At the end, you can keep, return or upgrade your vehicle.

What is PCP?

PCP is a car finance plan with lower monthly payments and flexibility at the end. You pay a deposit, followed by fixed monthly payments. At the end, you can either return the car, part-exchange it or pay a balloon payment (a final lump sum) to own it outright.

How do I apply for PCP finance?

Apply online, call or visit our dealership. Our finance specialists will guide you through the process and help find the best deal.

What is Hire Purchase (HP)?
HP is a straightforward finance option where you own the car outright after completing all payments.

How does HP actually work?​

HP is a very straightforward financing solution.

  1. Choose your car and deposit amount.
  2. Make fixed monthly payments over an agreed term.
  3. Own the car outright at the end of the term.

What are the advantages of HP?

HP offers a clear payment structure, no mileage limits and full ownership after the last payment.

What is HP?

HP is a simple and structured finance plan that lets you spread the cost of a car with fixed monthly payments. Unlike PCP, there’s no final balloon payment – once all payments are made, the car is yours. It’s ideal for those who want full ownership without large upfront costs.

How do I apply for HP finance?

Apply online, call or visit us. Our team will guide you through the application and ensure you get the right plan.

For most people, buying a car is the second biggest purchase they will make next to their home.

That is why it is always better to seek good and honest advice when it comes to choosing how to finance your vehicle. Here at Fiskens we always try to give the sort of advice we would like to be given ourselves.

All our sales staff are fully accredited by the Financial Services Authority.

With so many schemes available to suit every motorists needs we have detailed below a comprehensive list of the schemes and services available.

For any further information just call one of our experienced sales staff.